Houses in Toronto are of varying ages and materials: depending on the age or material of your plumbing, you might have cause for concern or need to consider replacing your plumbing sooner rather than later. The City of Toronto will replace your lead water service connection for free. Galvanized Pipes Galvanized pipes are usually made.. read more →

What documents do I need when applying for a mortgage? Are you getting ready to buy a home? Getting pre-approved for a mortgage (vs. just “pre-qualified”) is an important step in the home buying process. It will help you determine what you can afford, prepare your monthly budget that includes your mortgage payments, and will.. read more →

The Canada Mortgage and Housing Corporation has announced that it will be increasing mortgage insurance premiums as of May 1, 2014. The increase to policies will amount to approx 15% on average, translating to approx $10/month for a borrower with a 95-per-cent loan-to-value (LTV) ratio and a loan of $500,000. The increase will therefore be.. read more →