When you’re going over your home buying budget, it’s vital that you set aside an additional two to five per cent of your home’s price to pay for closing costs. Closing costs are the costs associated with buying a new home, and these are costs that usually need to be paid upfront. They can include:.. read more →

When speaking with clients about action items that could help increase the marketability and value of their home as they give consideration to selling – or indeed after the decision to list has been made and listing preparation is now underway – enhancing their home’s exterior is often top of the list. The reason for.. read more →

What documents do I need when applying for a mortgage? Are you getting ready to buy a home? Getting pre-approved for a mortgage (vs. just “pre-qualified”) is an important step in the home buying process. It will help you determine what you can afford, prepare your monthly budget that includes your mortgage payments, and will.. read more →

You may have heard of a condominium special assessment, these can be quite scary for the prospective condo owner and buyer. When a condominium all of a sudden needs an emergency repair – for example, the boiler breaks or the exterior is crumbling – the cost is passed on to owners in the form of.. read more →

What requires a building permit in Toronto? If you’re planning on renovating or updating your home to live in and enjoy and/or increase its value before selling, you may need to take out a building permit. According to the City of Toronto, you will need a building permit to: Construct a new building Any addition to.. read more →